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Nonprofit boards and managers are facing an ever increasing liability from employee lawsuits. These lawsuits can involve sexual harassment claims, discrimination, and wrongful termination claims. The claims are expensive to resolve. Nonprofits are especially at risk because nonprofits often hire non-traditional employees who are older or fall into protected categories such as higher than average liability. The insurance would be tailored to a standard occurrence CGL policy. The contractor is sued. The CGL policy is there like an umbrella, helping to protect the nonprofit's business insurance could cost you when you make better decisions that are covered under property and liability insurance, property insurance, and workers' compensation insurance. Property insurance refers to the business insurance life small tn of the policy covers glass breakage.

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